Monitoring
SEM Security Systems
a division of Southeast Mobility
Inc
What is monitoring and why do I have to pay for it? Your panel sits
in waiting for an alarm. When a zone is breached the panel detects
that and sends in the alarm to a monitoring computer. The
computer processes the alarm and displays it on a screen to a
waiting operator. Some of the information that is displayed on that
opening screen is your address, your name, your phone number,
your password, and information about what caused the alarm. The
operator picks up the phone, dials your number and waits for you
to answer. If someone answers, the operator will identify
themselves and ask questions to determine who you are and if you
are suppose to be there. If you give them the correct password,
they will bid you a good day and everyone goes on about their
business. If you give them the wrong password, they will assume
that you are in peril, bid you a good day and then dispatch the
police. If the person that answers doesn't know the password of if
no one answers, they will dispatch the police. The operator will
then bring up the next screen which displays your call list. They
will then go down the call list attempting to notify someone that
your alarm has been activated and that the police have been
dispatched and ask them if they can meet the police at your
premise. All of this activity is logged by the computer and can be
retrieved at a later date if needed.
We sometimes have potential customers tell us "by the time the
police get here the burglar will have already escaped" and they are
exactly right. What that person doesn't see is the countless homes
that we've been in that have been burglarized without an alarm
system. The thieves went through the home going through every
closet, emptying out drawers and turning over mattresses, bottom
line is that if there was anything in the home worth taking, they
found it. An alarm system can not prevent a break-in, it is
designed to detect a break-in and sound the sirens and report the
alarm to the monitoring center. While a thief may kick in the front
door and grab something in plain site, they are not going to take
the time to search the home knowing that someone will be there
shortly.
We once installed a camera system in a country store. During the
installation we advised the owner that he really needed to install
an alarm system as well. He decided that the camera system
would suffice for the time being. About 3 months later he called our
office and said that he needed us to come and install an alarm
system. During the previous night burglars broke out the front
window and entered the store wearing hoods to disguise
themselves from the cameras. They cleaned out everything that
was of any value and then left. Looking back at the video it was
determined that the break-in occurred at 2:30 in the morning, the
store owner didn't know his place has been robbed until he arrived
at 6am to open his store. Would an alarm system have prevented
the break-in, no. But the thieves would not have taken as much
time as they did without the alarm system. They may have still
broken in, and they no doubt would have taken some things but it
would have been a crash and grab rather than an all out robbery.
Then again, maybe the presence of an alarm system would have
deterred them from breaking in in the first place.
One fact speaks for itself. Your insurance provider will normally
give you a 5 to 10 percent discount on your insurance premiums if
you have a monitored alarm system. You and I both know that an
insurance company is not going to hand out a discount unless it
benefits them. They know from history that a monitored alarm
system will either deter a break-in or minimize the loss from a
break-in, either way both the home owner and the insurance
company comes out ahead.
And my final word about monitoring. In order for monitoring to
work, there has to be communications between the monitoring
computer and your alarm panel. Maintaining that communications
line is your responsibility. If your system is using a POTS line,
then you must keep the phone bill paid and the line in working
order. If you are communicating over the internet, you must keep
your network up and operating. The monitoring computer will notify
your alarm company if your alarm panel doesn't check in on a
regular basis, usually once a month, but if your panel indicates a
trouble signal with your communications path your alarm company
may not know that until a month later. It is up to you to notify your
alarm company of the problem as soon as possible after it is
displayed on your keypad. We want your system to work 100% of
the time but you have to work with us and let us know when there
is a problem.